This is a credit line that is secured by the value of your house, less your mortgage. Secured lines of credit normally provide a better interest rate than an unsecured LOC.
Whether you want to move into a bigger home, reduce or refinance your mortgage or use your home equity to borrow and save, you'll find a range of articles, advice, tips and tools that can help make it happen. Find out how a few simple changes can cut years off your mortgage and save you thousands of dollars in interest.
Many of us think that we need to pay off debt before we can start saving. At Scotiabank, we feel that you can do both.
Both fixed and variable interest rates are available. Talk to your Branch for more details and find out how to take advantage of this product.
Did you know that you can combine all of your high-interest debt — including debt from credit cards, auto loans and personal lines of credit — into one low-rate mortgage loan? By consolidating debt in a secured loan, backed by the equity in your property, you can access interest rates lower than even a personal line of credit would allow.
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